Educational estimates only

Finally understand
your stock options.

Model your ISO exercise decisions, estimate your tax impact, and see your potential upside — in plain English.

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Grant Details
2
Your Finances
3
Results
Your ISO Grant Details
Enter the key details from your option grant agreement
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AMT Calculator
Understand your Alternative Minimum Tax exposure in detail
AMT Input Variables
Adjust to see real-time AMT impact
Shares to Exercise 10,000
1,00050,000
Current FMV per Share $18.00
$1$100
Strike Price per Share $2.50
$0.01$50
Regular Income (W-2) $250,000
$50K$1M
AMT Break-Even Analysis
The FMV at which you'd owe no AMT
$4.20
Break-even FMV per share
Current FMV of $18.00 is well above the break-even. AMT will very likely be triggered.
AMT Status

AMT Will Be Triggered

Your tentative minimum tax exceeds your regular tax.

    AMT vs Regular Tax Comparison
    Visualizing which is higher
    AMT Credit Tracking
    AMT paid creates a credit you can use in future years
    Estimated AMT Credit Generated
    $0
    This credit can offset regular tax in future years when your regular tax exceeds your AMT. It typically takes 3-7 years to fully recover.
    Credit recovery progress (estimated) 0%
    Disclaimer: AMT calculations are estimates based on simplified tax logic and 2024 approximate rates. Actual AMT depends on many additional factors including deductions, preferences items, and state-specific rules. Consult a tax professional for accurate calculations.
    Scenario Comparison
    Compare different exercise strategies side by side
    Scenario Parameters
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    Net Proceeds Comparison
    After-tax outcome for each strategy at your expected exit price
    Disclaimer: Scenario projections involve significant uncertainty. Actual outcomes depend on future stock prices, tax law changes, company performance, and individual circumstances. These are for educational modeling only.
    Exit Outcome Simulator
    Model after-tax proceeds across different exit scenarios
    Exit Assumptions
    Price Sensitivity — After-Tax Proceeds
    Scroll through price scenarios to see your outcome
    Projected Exit Price per Share $45.00
    $5$200
    Return on Exercise Decision
    Multiple price scenarios compared at a glance
    Net return color scale:
    Loss
    Low return
    Moderate
    Good return
    Disclaimer: Exit scenario projections are hypothetical and not predictions of actual outcomes. Future liquidity events are uncertain. These estimates are for educational planning purposes only.
    Risk Visualization
    Understand your exposure and concentration risk
    Concentration Risk
    High
    Options > 30% of net worth
    Max Downside
    $67,300
    If stock goes to $0
    Break-Even Price
    $9.23
    To recover all-in cost
    Downside Exposure
    Your loss at various price drops
    Price Sensitivity
    Net position value at different price levels
    Stock Price $18.00
    Position Value $180,000
    Total Invested (est.) $67,300
    Net Gain / Loss +$112,700
    At $18.00 you are well above break-even.
    Concentration & Portfolio Risk
    Enter your estimated net worth to assess concentration
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    Risk Assessment Summary
    Disclaimer: Risk assessments are illustrative and do not constitute investment advice. Individual risk tolerance, financial goals, and circumstances vary significantly. Consult a qualified financial advisor for personalized guidance.